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My name is
Steve, I am 53 years old, married and I have two girls, ages 18 and 21. Eleven
years ago, I was doing clerical work for a small company, working the typical
forty plus hours a week, with an hour commute. I got two weeks off a year, but
I couldn’t afford a nice vacation for my family. After being there for 5 years
and doing a good job, I was laid off, because the bosses business slowed up.
While I was looking for another job, a friend of mine told me to look into
selling Merchant Accounts to businesses. I had never heard of it. He said he
knew someone that was doing it and they were rich! He also said that it didn’t
take a lot of money to do it and it paid RESIDUAL INCOME! Those were the key
words for me. I wanted to do something that would earn me money, even when I
wasn’t working. I was tired of working long hours and living paycheck to
paycheck, trading my hours for some dollars, that wouldn’t buy everything my
family and I wanted. I was tired of not being in control of my life and having
a boss over me.
Up to that point in my life, I
had never sold a thing and I will admit to you, that even to this day, I am not
a great sales person. You don’t have to be a great sales person and you can
still do extremely well.
Let me
explain what a Merchant Account is all about; every business, like a restaurant,
clothing store, car repair shop, internet business, has a merchant account so
their customers can pay with Visa/MC, AmEx and Discover cards. So you are
selling the business something that they need. In fact, if a business wants to
accept credit cards, they have to have a Merchant Account. When a customer
buys something from a business with a credit card, that sale has to be processed
and that is what a Merchant Account does. That’s what I sell, I sell Merchant
Accounts. A Merchant Account is what does the credit card processing for a
business. All it involves for me is filling out a 3-page application and
obtaining a few documents from the business owner, it’s not hard at all.
Visa/MC
gives us their costs, plus we have to pay the Network that we use, to run the
credit card transactions. I price the businesses credit card processing fees
above these costs and I get 35% of that profit. The great thing about what I
do; is once I setup a Merchant Account, I rarely have to do anything for that
merchant and I get paid my 35% profit, month after month after month. I have
some merchants that I have been paid on for over 10 years. I can take a
vacation and I am still making money. Every time any of my merchants is paid
with a Visa or a Mastercard, by one of their customers, I am making money. On
some of my merchants I only make a few dollars a month and on some merchants, I
make over a $1,000 a month! It all depends on how you price the merchant and
how much Visa/MC volume the merchant does each month.
I also make
money for application fees, equipment sales and leasing, AmEx and Discover setup
fees.
I work out
of my home, I have a computer with internet access (DSL), a fax/copy machine, a
business phone with an answering machine, a cell phone and that is really all
you need!
After
eleven years in this business, I can honestly say that I still love it. How
many people can say that after eleven years? It is interesting work; you meet
all sorts of people, you see all types of businesses and you make great money!
I sign up
merchants that are near me and I sign up merchants that are across the country.
A lot of my merchants I have never even met, I do it all over the phone and by
fax.
You might
be wondering if you can make any money in this business, because you didn’t get
started 11 years ago like me. The answer is yes, you can make money! There is
so much business out there! Every month there are approximately 100,000 new
businesses that startup and they all need a Merchant Account. Every time a
business is sold, the new owner needs a new Merchant Account. Existing
merchants may not be happy with their present credit card processor and want to
change. People are using credit cards more than ever before. This business is
even recession proof; when there’s a recession; people use their credit cards
more, not less. You don’t need to sign up a ton of merchants to make good
money. In the last 4 years I have signed up about 300 merchants, that I am
receiving monthly residuals on and I am making a mid 6-figure income (that’s
over $50,000 a month)!
I have put
together a training manual that will explain the whole business to you. You are
going to benefit from my eleven years of experience. I wish someone had done
this for me when I got started; I would not have wasted so much of my time
figuring out how to do this the right way. My team and I will handle the hard
stuff for you, so you are not bogged down in the stuff that is time consuming
and does not make you any money (no one ever did that for me either). My manual
not only explains the business, but also teaches you how to sell it. Before you
can get started you need to be registered with the Visa/MC ISO. Once you start
selling, I will give you suggestions on how to really increase your residuals.
This is not a hard business to learn, it is all about understanding your buy
rates, selling above your buy rates and doing the paperwork.
I have seen
hundreds of different businesses in the last eleven years and none of them have
compared to mine. Nothing could be easier to do, gives you as much free time as
you want, cost as little to get started and operate and make as much money!
If
this sounds like something you would be interested in, then let’s get you
registered, so you can start learning the business and start making money.
Please go to our order
form to sign up.
Once we receive your completed order form, we will run your credit
card and then email you a registration package, which contains all the
documents you need to fill out. After we receive your completed documents
back, we will register you with the Visa MasterCard ISO and you
will be sent your pass codes to access the training manual on this
website.
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